Financial Advisor, Twin-Cities, MN and SF Bay Area, CA

Welcome

Arete Wealth Strategists is an independent, fiduciary-oriented financial planning and investment management firm that works with busy Twin-cities and Bay Area business owners, Australian ex-pat’s and other forward-thinking individuals.

We provide portfolio management, financial planning, risk management and corporate financial planning services. We bring strategy, structure, clarity and confidence to our clients’ financial lives and keep it that way.

Message from our Founder

Whom We Work With

Small Business Owners

You want to make the most of opportunities available to you as a business owner, improve cash flow, reduce taxes and transfer or reduce liability. Learn More >>

Tech/Bio/Creative Execs

TechExec

Educated, short on time and having equity compensation (stock options, restricted stock etc) our executive clients seek advice on retirement planning and investment management.  Learn More >>

Self-Employed Pro's

Man Smiling at Camera

You work hard to provide for your family. You need to make sure that your working years are financially productive to accomplish all of your goals. Learn More >>

Australian Expats

AussieExpat

Commonwealth country expats must deal with multiple currencies, investment options, tax systems, retirement plans and other American employee benefits. Learn More >>

Individuals & Families

IndividualsFamilies

From financial planning, investment management and life/disability insurance services, we give you the confidence that allows you to pursue that which is most important to you. Learn More >>

Expertise

Financial planning is a verb – the action of planning – an ongoing activity. We seek to create deep relationships with our clients and work together over the long term as life and plans change.

We work with clients and other professional advisors to model various scenarios as life unfolds. Our clients may see options, make decisions and gain peace of mind over the issues that concern them.

We take a values-based approach to financial planning. Ours is a holistic process that puts the clients’ interests first and focuses on increasing their sense of financial well-being and life satisfaction.

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Investment Management

Arete Wealth Strategists is a private discretionary investment advisor who strives to improve the long term sustainability and quality of net client returns by applying a goal based investment philosophy.

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Goal Based Investment Philosophy

Our focus is providing innovative investment management strategies and solutions taking into account the asset nature/allocation, underlying exposures, concentration risks, diversification goals, liquidity/income requirements, implementation costs, on-going charges, tax efficiency, downside exposure and other client objectives.

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Minimize Costs and Taxes

We recognize that clients are concerned with net returns; that is, after fees and taxes. Our investment approach incorporates this approach into every step of our decision making process.

 

Your staff is your most valuable asset. Financial planning as an employee benefit is mutually beneficial to employer and employee. Financially secure employees are focused and loyal employees. Providing a pathway to financial independence is one of the most valuable benefits you can provide.

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Whom We Work With

We work with small businesses (< 50 employees) in the SF Bay Area to  provide a range of services from financial literacy seminars through to full financial advice. Our primary focus is to improve your employees’ financial health, decreasing their distractions, improving their morale to giving them greater focus on your business goals.

Life Insurance

Your life insurance needs will vary over time. Our life insurance discussion begins with an analysis of what your needs are today and how they will change over time. We consider such factors as the on-going payment of mortgage’s, college/retirement savings and the progression of time. This enables our client to match coverage with needs over the course of a lifetime and save money.

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Disability Insurance

For many people, their greatest asset is their income earning potential. Selecting the right disability policy is a complex task that requires expert assistance. There are a confusing number of definitions and options when it comes to choosing the right disability insurance policy. Use our expert advice to find the policy that best suits you.

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